Consumer Durable Loan- Sales Officer
HDB Financial Services LimitedFixed
₹18,000 - ₹24,000
Earning Potential
₹24,000
Fixed
₹18,000 - ₹24,000
Earning Potential
₹24,000
Work from Office
Full Time
Any experience
No English RequiredJob highlights
Urgently hiring
4 applicants
Benefits include: PF, ESI (ESIC)
Job Description
💡 Core Features & Mechanics
- Funding Amount: Typically ranges from ₹5,000 up to ₹5 or ₹15 Lakhs depending on the lender.
- Financing Cover: Up to 100% of the product's purchase price.
- Unsecured, meaning zero security deposit or guarantor is generally required.
- Tenure: Short-term repayment stretching between 3 to 36 months.
- Cost Structure: Interest rates usually range from 12% to 22% p.a., though popular "No-Cost EMI" promotional schemes effectively waive interest costs. [1]
- Fees: Nominal processing fees of 1% to 3% of the loan amount.
🔎 Eligibility & Documentation
- Age Limit: Generally between 20 to 40 years old.
- Credit Score: A CIBIL score of 750+ ensures instant approvals, though some providers accept lower scores or new-to-credit profiles.
- Income Stability: Salaried or self-employed with a steady monthly income (often minimum ₹18,645, hough lower limits exist for specific local banks).
- Documents: Basic KYC including PAN Card, Aadhaar, and bank account/nach mandate details.
Job role
Job requirements
About company
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The candidate should have studied 12th Pass and people who have 0 to 31 years are eligible to apply for this job. You can apply for more jobs in Delhi-NCR to get hired quickly.
The candidate should have No English Required skills and sound communication skills for this job.
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