CRO - Credit Risk Officer-(Wealth Management) - Associate

CRO - Credit Risk Officer-(Wealth Management) - Associate

Job Description:

Your key responsibilities:

• As a Credit Officer in the Credit Risk Management team covering the Wealth Management business in Asia Pacific, independently assess lending and derivative transactions, including the suitability of the proposed facility type, transaction structure, and the quality of the underlying collateral. Collateral may include marketable securities (equities, bonds, notes), including liquid and less-liquid single stocks; private shares requiring cash flow-based risk assessment and valuation; commercial real estate requiring an understanding of valuation methodologies and market dynamics; residential real estate; hedge fund units; limited partnership interests; aircraft; yachts; and art.
• Assign credit ratings and prepare independent credit memos based on risk assessment. Make credit decisions within delegated personal authority, where applicable, or submit recommendations to Regional and/or Global Risk Heads.
• Monitor the portfolio diligently on an ongoing basis, identify emerging pockets of risk and remain informed about global, regional, and local market events and their potential impact on the portfolio.
• Ensure the portfolio quality remains satisfactory, risk concentrations and limits remain within the defined risk appetite, and exposures comply with applicable risk policies and regulations.
• Support the preparation of reports and portfolio analysis for auditors, regulators, and senior management.
• Contribute actively to remediation efforts towards addressing regulatory and audit findings and help drive changes across risk

Your skills and experience:

• At-least 3 years of banking experience, with a focus on structured lending in wealth management or corporate credit risk management.
• Minimum Bachelor’s or master’s degree in engineering, Finance, Economics, Statistics, Science, or an MBA, with a strong academic record.
• Strong Excel-based data analysis and financial modelling skills.

Proven ability to leverage AI tools to enhance productivity, optimize workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your skills and experience

Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.

Experience Level

Mid Level