Gold Loan Executive
HDB Financial Services LimitedFixed
₹20,000 - ₹29,000
Earning Potential
₹29,000
Fixed
₹20,000 - ₹29,000
Earning Potential
₹29,000
Work from Office
Full Time
Min. 1 year
Basic EnglishJob highlights
Urgently hiring
12 applicants
Job Description
Role: Executive Gold Loans
Vertical:Enterprise Lending
Business Line:Gold Loans GL
Product:
Function:
Operations
Reports to:
Branch Manager
Exp in Years
Min: 2
Max: 4
Job Role
Coordinate with branch sales team and support BSM, SMs for lead conversion Tele-calling / follow up on leads given by salesteam and Corporate office
Coordinate customer walk in branch. Explainproduct details to customer and suggest schemebased on need analysis
Conduct self gold valuationand inform gold loan amount. Manage external gold valuation processi.e.
interacting with valuator making sure that the process is followed
Update valuation details in system i.e. Gold portaland loan booking system Ensure loan processing completed within stipulated TAT.
Follow up with delinquent customer and ensure thatcustomer does not cross 30 DPD bucket
Follow up with customer for timely interest collection
Gold loan file disbursal in system (this could bedone by BOM for most Branches).
Custody of gold packets in the office, record it asper process
Raise Payment Request / Cheque Disbursement, recordit as per process.
Arrange to send the complete file to COPS as per process.
Manage Related MIS, interface with COPS, regionalteams as might be required.
Co-ordinate with central tele calling team for collections / follow up for payments from overdue borrowers
Customer Support / Service as, required.
Key Responsibilties
Sales process management in FMCG/ Direct sales company
Understanding of gold process understanding, KYC Knowledge & Sales process
Gold loan Sales process & BTL Marketing
Process understanding, KYC Knowledge, Understanding of the documentation required, Product
/Competition Knowledge
Mandatory skills
Experience in collection and auction will be preferred. Min 2 years experience in gold valuation at gold loan NBFCs.
Job role
Job requirements
About company
Similar jobs you can apply for
Business DevelopmentBusiness Development Executive
2Coms Consulting Pvt Ltd.Work from OfficeFull TimeMin. 2 yearsBasic EnglishAssistant Store Manager
More Retail Private LimitedWork from OfficeFull TimeMin. 2 yearsNo English RequiredRetail Sales Executive
Sood TilesWork from OfficeFull TimeAny experienceBasic English
Client Relationship Executive
Star Media Network Private LimitedWork from OfficeFull TimeAny experienceBasic EnglishStore Manager
Ridhu MotorsWork from OfficeFull TimeMin. 6 monthsBasic English
Relationship Manager
Motilal Oswal Financial Services LimitedWork from OfficeFull TimeMin. 6 monthsBasic EnglishYou can expect a minimum salary of 20,000 INR and can go up to 29,000 INR. The salary offered will depend on your skills, experience and performance in the interview.
The candidate should have completed Graduate degree and people who have 1 to 31 years are eligible to apply for this job. You can apply for more jobs in Ludhiana to get hired quickly.
The candidate should have Basic English skills and sound communication skills for this job.
Both Male and Female candidates can apply for this job.
No, it's not a work from home job and can't be done online. You can explore and apply for other work from home jobs in Ludhiana at apna.
No work-related deposit needs to be made during your employment with the company.
Go to the apna app and apply for this job. Click on the apply button and call HR directly to schedule your interview.
The last date to apply for this job is 6 Oct 2026. For more details, download apna app and find Full Time jobs in Ludhiana . Through apna, you can find jobs in 64 cities across India. Join NOW!