Loan Advisor

Role: FOS (Relationship Officer/Senior Relationship Officer)

Reporting To: Team Leader  

Skill Requirement: Minimum 1-5 years of experience in field sales, mandatory experience in lending products, open market sourcing, and small ticket-size business loans.

Educational Qualification: 10th, 12th, Graduate

Industry Type: Financial Services 

Department: Sales & Business Development 

Employment Type: Full Time, Permanent

Mandatory Documents Required

· Minimum Cibil Score Requirment: 650 

· Resume

· Aadhar Card

· Pan Card

· Educational Certificate

· Current Organization offer letter

· Last 3 Months salary slips

· Last Company Reliving letter : (Last company relieving letter is mandatory for candidates who are currently not working.

For candidates who are currently working, resignation acceptance or email confirmation will be required after the offer.)

· BGV Process: Post selection, we immediately initiate candidate background verification. If any negative findings or discrepancies arise during verification, we may not proceed with the candidature.

Locations and Spoc details Attched

Salary Part

Tier_1 city- Max 3.3LPA

Tier_2 City- Max 3LPA

Key Responsibilities:  

· Drive business loan, sales by identifying and acquiring potential customers, building relationships and achieving sales targets through field visits.

· To ensure disbursement targets are met with minimum delinquency

· Assess the potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.

· Disbursement, repayment and delinquency management, achieving daily / weekly targets

· Undertake regular field visits, Centre Meetings, and review loan applications.

· Build strong client relationships both internally and externally and establish strong brand identification with potential customers.

· Ensure weekly/daily meetings & visit to centre

· A basic understanding of the business Loans model working would be preferred.

· A valid Driving License (DL) and a personal two-wheeler are mandatory requirements for this role.