Muthoot Fincorp Limited

State Business Manager - Home Loans

Muthoot Fincorp Limited
Bengaluru/Bangalore
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 10 yearsMin. 10 years

Job Description

State Business Manager - Home Loans

Role Profile

 

State Business Manager-Home Loan

 

Role Profile

 

Role Title: State Business Manager-Home Loan

Designation: AVP

Function: Sales-Home Loan

Administrative Reporting: Zonal Business Manager-Home Loan

Functional Reporting: Zonal Business Manager-Home Loan

 

 

ROLE SPECIFICATION                                                                                                                                                                             

Role Title

State Business Manager-Home Loan

Employee Interviewed

 

Reports To

Zonal Business Manager - Home Loan/ Business Head - Home Loan

Company

Muthoot FinCorp Limited

Function/Department

Home Loan-BPFD

Written By

 

Approved By (Jobholder)

 

Approved By (Immediate Superior)

 

Date (Written On)

15 Jan’25

ROLE SUMMARY

This role is responsible for driving business growth, managing sales teams, and ensuring timely collections in their assigned region

KEY RESPONSIBILITIES

 

Business growth and development

Generate high-quality business, analyze market dynamics, and identify opportunities for growth 

Team Management

Lead, motivate, and manage a team of Cluster Heads ,BBM & FOS to ensure they meet their targets

 

Branch Administration 

Oversee branch administration and infrastructure.

 

Sales development

 

Develop and execute sales strategies, build relationships with builders, developers, and local authorities, and facilitate smooth sales closure 

 

Compliance

 

Ensure compliance with regulatory requirements and implement effective risk management strategies.

 

Stakeholder Engagement

 

Collaborate with Technical, Legal, Audit, Finance, IT     and Operations.

 

 

 

KEY CHALLENGES

  • Technology

 

 

KEY DECISIONS TAKEN 

 

With respect to ROI, CBM can approve 0.5% deviation

KEY INTERACTIONS

Internal Stakeholders

External Stakeholders

 

  • Credit
  • Legal
  • Technical
  • Audit
  • Operations

 

 

 

 

  • Customers
  • DSA
  • External Legal team
  • TEAL
  • MAATRUM (legal & technical)

KEY ROLE DIMENSIONS

Geographical Coverage-

No of Direct Reportees-

Total Team Size - 

Portfolio - 

 

 

 

 

Cluster (entire UP & North)

27-30

200 -250

350-400 Cr

 

KEY SKILLS & BEHAVIOURAL ATTRIBUTES 

  • Strong understanding of the Branch business, & local Geographical Market.
  • Market principles, practices and current business trends.
  • Knowledge of business mortgage loans, products, processes, and regulations
  • Ability to manage multiple priorities and be able to handle deadlines.
  • Knowledge upgrading on latest regulatory norms.
  • Knowledge in financial analysis & knowledge in data analysis.
  • Good communication and interpersonal skills.
  • Good in collaboration with internal & external partners.
  • Leadership Skills.
  • Attract and retain good talent for key roles through training & mentoring.


EDUCATION / EXPERIENCE

Minimum Qualification: Any Graduate / postgraduate

 

Nature of Experience: 10+ Years Experience in similar industry.






Job role

Work location
Work locationBANGALORE-JAYANAGAR
Department
DepartmentSales & BD
Role / Category
Role / CategorySales Management
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 10 years

About company

Name
NameMuthoot Fincorp Limited
Job posted by Muthoot Fincorp Limited

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