Credit Manager-Personal Loan-Credit
Kotak Mahindra Bank Limited
Work from Office
Full Time
Min. 2 yearsJob Description
Credit Manager-Personal Loan-Credit
Role & Responsibilities :
- Creditworthiness Assessment:
Evaluate potential personal loan applicants by analyzing financial statements, credit reports, and payment histories to determine their creditworthiness and ability to repay.
- Loan Application Processing:
Manage and authorize loan and credit applications, deciding to approve or reject requests based on established credit policies and the applicant's financial profile.
- Credit Policy Development:
Create, implement, and regularly update the company's credit policies, guidelines, and procedures to mitigate risk and optimize loan performance.
- Risk Management:
Develop credit scoring models to predict risks and set credit limits for borrowers, thereby managing the overall credit exposure of the organization.
- Loan Portfolio Management:
Monitor the existing loan portfolio, ensuring timely payments and managing overdue accounts through follow-ups and debt settlement negotiations.
- Regulatory Compliance:
Ensure all lending activities and credit procedures comply with applicable local and national regulations and internal policies
Experience Level
Mid LevelJob role
Job requirements
About company
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The candidate should have completed the required education and people who have 2 to 31 years are eligible to apply for this job. You can apply for more jobs in Hyderabad to get hired quickly.
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