Risk Analyst
Paytm Services Private LimitedBengaluru/Bangalore
Not disclosed
Work from Office
Full Time
Min. 1 yearJob Description
Risk Analyst
About Us:
Paytm is India’s leading mobile payments and financial services distribution company. A pioneer of the mobile QR payments revolution, Paytm builds technology that enables small businesses and consumers to participate in the digital economy. Our mission is to serve half a billion Indians and bring them into the mainstream economy through technology.
About the Team:
The Credit Risk Product Team is at the core of our lending operations, ensuring that our risk assessment models are efficient, scalable, and compliant with regulatory frameworks. The team collaborates closely with data scientists, engineers, and business stakeholders to develop and enhance credit risk models, decisioning frameworks, and risk mitigation strategies. By leveraging advanced analytics and machine learning, the team continuously refines underwriting processes to optimize loan performance and reduce defaults.
About the Role:
We are seeking a detail-oriented Credit Analyst to join our risk management team. The ideal candidate will be responsible for implementing credit risk policies, optimizing risk policies, and ensuring compliance with regulatory requirements. You will work closely with data scientists, product managers, and credit teams to enhance our underwriting models and decisioning frameworks.
Key Responsibilities:
* Analyze credit risk across various products, including merchant and personal loans, postpaid.
* Liaison with the business team to understand the credit risk policies and implement the same on platform.
* Implement the credit risk policies on our proprietary platform.
* Monitor performance of credit risk policies. Share feedback with product and Policy team what's working well and what needs improvement.
* Utilize alternative data sources, machine learning models, and traditional credit assessment techniques to enhance risk evaluation.
* Conduct testing and scenario analysis to measure policy resilience.
* Monitor key risk indicators (KRIs) and provide actionable insights to management.
* Ensure compliance with regulatory guidelines and internal risk policies.
* Collaborate with product and technology teams to integrate risk-based decision-making into lending processes.
Requirements:
* 1-3 years of experience, preferably in a fintech or banking environment.
* Proficiency in SQL, Python, for data analysis and manipulation.
* Excellent analytical, problem-solving, and communication skills.
* Ability to work in a fast-paced, dynamic environment and collaborate across teams.
Why Join us?
Bragging rights to be behind the largest fintech lending play in India.
A fun, energetic and a once-in-a-lifetime environment that enables you to achieve your best possible outcome in your career.
Compensation: If you are the right fit, we believe in creating wealth for you
Compensation:
If you are the right fit, we believe in creating wealth for you.
With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!
Job role
Work locationBangalore, Karnataka
DepartmentRisk Management & Compliance
Role / CategoryRisk Management - Assessment / Advisory
Employment typeFull Time
ShiftDay Shift
Job requirements
ExperienceMin. 1 year
About company
NamePaytm Services Private Limited
Job posted by Paytm Services Private Limited
Similar jobs you can apply for
Retail / Counter SalesDeputy Sales Manager
Sobha LtdBaligeri, Bengaluru/Bangalore
₹50,000 - ₹1,30,000*
Work from OfficeFull TimeMin. 6 months
Basic English
Assistant Marketing Manager
Shoba ScansKR Puram, Bengaluru/Bangalore
₹22,000 - ₹30,000
Field JobFull TimeMin. 6 monthsBasic EnglishPicker / Packer
Zepto,Blinkit, Swiggy InstamartKR Puram, Bengaluru/Bangalore
₹17,000 - ₹27,000*
Work from Office
Part TimeFull TimeAny experienceBasic English
Accountant
NovastylesJaya Nagar, Bengaluru/Bangalore
₹18,000 - ₹29,500*
Work from OfficeFull TimeMin. 2 yearsBasic EnglishGraduate Management Trainee
Thames & TigerAshok Nagar, Bengaluru/Bangalore
₹25,000 - ₹65,000*
Work from OfficeFull TimeAny experienceBasic EnglishAccountant
Accountaxy Elite ServicesVaranasi, Bengaluru/Bangalore
₹15,000 - ₹25,000
Work from OfficeFull TimeMin. 2 yearsGood (Intermediate / Advanced) EnglishYou can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.
The candidate should have completed the required education and people who have 1 to 3 years are eligible to apply for this job. You can apply for more jobs in Bengaluru/Bangalore to get hired quickly.
The candidate should have sound communication skills and sound communication skills for this job.
Both Male and Female candidates can apply for this job.
No, it's not a work from home job and can't be done online. You can explore and apply for other work from home jobs in Bengaluru/Bangalore at apna.
No work-related deposit needs to be made during your employment with the company.
Go to the apna app and apply for this job. Click on the apply button and call HR directly to schedule your interview.
The last date to apply for this job is . For more details, download apna app and find Full Time jobs in Bengaluru/Bangalore . Through apna, you can find jobs in 64 cities across India. Join NOW!